Life is busy, we get it. But is anything more important than being in control of your future? Recent research suggests that only 53% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some, appears to be a daunting task. […]
If your mortgage deal is due to end in the next few months, it may feel like there’s still plenty of time. However, when it comes to remortgaging, getting ahead of the process can make a real difference. Speaking to a mortgage adviser early can give you more time to review your circumstances, understand your […]
The UK has a new Prime Minister, and if Andy Burnham’s first speech outside Downing Street is anything to go by, households could be facing one of the most significant shifts in economic policy in decades. Burnham described his arrival in office as a “circuit breaker” moment for Britain, promising a new political and economic […]
Buying a house can certainly be a daunting experience, especially when it’s your first time doing so. What doesn’t help is the wealth of jargon and terminology used during the mortgage process and throughout the entire journey to buy your new home. If you’re looking to join the property ladder and want to gain the […]
Every four years, the World Cup reminds us how quickly fortunes can change. One moment a team is flying high, the next a single injury or unexpected setback can alter everything. Financially, life works in a similar way. Many people focus on building their future – buying a home, supporting a family or creating financial […]
A 100% mortgage is, very simply, a home loan which allows the buyer to purchase a property without putting down any money (or a deposit) up front. Prior to 2008, it was common for lenders to offer deposit-free mortgages as standard, with some even allowing consumers to borrow more than the property’s value for living […]
Political events can move quickly. Leadership changes, elections and major policy announcements often dominate the headlines and can leave people wondering what it all means for their finances. Following the resignation of Prime Minister Keir Starmer, many people will be asking whether they should make changes to their investments, pension or wider financial plans. In […]
A personal trainer for your finances When people think about professional financial advice, they often picture help with tax planning, pensions, investments or mortgages. While these are all important areas, they only scratch the surface of what a financial adviser really does. A helpful way to think about a financial adviser is like a personal […]
Cybercriminals use a wide range of tactics to con people out of their money. Stay one step ahead with these five crucial tips to avoid financial scams. 1. Stay informed Knowing how to spot a financial scam is your first line of defence. Fraudsters are constantly changing their tactics so regularly educating yourself about common […]